For decades, It’s a Wonderful Life has been shown every Christmas season. Besides being an icon of America’s cinematic history, this movie offers us a historic perspective of how credit, both financial and social, intertwined before today’s computers and technology. Set on Christmas Eve of 1945, the plot relives the life of banker George Bailey about to commit suicide because some of the bank’s money has been inadvertently misplaced by his absent-minded uncle, which unfortunately occurs just before a government audit of his bank’s financial records is due, placing the bank’s continuance in peril. I won’t spoil the ending for those who haven’t seen the movie, but suffice to say, the movie delves into topics of vital consequence in today’s world of credit.